Finance Made Easy


Find the EV you want, and click on the finance tab. Our online finance calculator will show you the finance available to you based on your credit score. Then use our quick, simple online application form; one of our EV experts will contact you to discuss the next steps. Our team normally respond within minutes. We offer APR from 6.9%.

Finance - Just EV's

Apply online


Find your perfect EV with Just EVs. Apply for finance through our website, sign all of your documents online, sit back and wait for your car.

Apply at dealer


Ask your branch for finance application

PCP Finance


Spread the cost of your vehicle by paying in fixed monthly instalments with terms from three to four years.

This product contains a balloon payment at the end of the finance agreement, which usually makes the monthly instalment amounts lower than a traditional Hire Purchase (HP) agreement. This is great for customers who like to change their vehicle frequently.

When you have paid off the finance agreement, and the final balloon payment or Guaranteed Minimum Future Value (GMFV), the vehicle becomes yours.

Alternatively you can return the vehicle to the dealership, use it as a part exchange against your next vehicle or refinance the balloon payment into a new HP agreement, subject to finance approval.

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Hire Purchase Finance


You can spread the cost of your car, van, or motorcycle by paying in fixed monthly instalments. With terms from 12 to 60 months and a deposit amount, you can choose the right payment plan that suits your budget. When you have paid off the finance agreement, and settled the option to purchase fee, the vehicle becomes yours. You can enjoy a one month payment holiday before your first instalment is due, with interest calculated from the day your agreement starts.

Hire Purchase +


Our combination loan of Hire Purchase (HP) and personal loan can help you afford that little bit extra with your vehicle purchase. You could use this product to clear up any negative equity on your current vehicle because our HP+ product delivers up to 130% of the CAP retail value. Up to 100% of the retail price +£1000 can be placed on the HP component, with an additional 50% of the retail price placed on the Personal Loan component.

When you have paid off the finance agreement, as well as the option to purchase fee, the vehicle becomes yours. You can enjoy a one month payment holiday before your first instalment is due, with interest calculated from the day your agreement starts. The Personal Loan is designed to be used for:

  • Settling a previous finance agreement (contra-settlements)
  • Vehicle extras/accessories

Why we work with MotoNovo Finance


At Just EVs, we have chosen to work with MotoNovo Finance as our primary lender. MotoNovo are one of the UK’s largest and most highly regarded lenders. We really like the way they do business. Offering a quick and easy solution for our customers alongside great products and competitive rates. MotoNovo always continue to innovate with great offers such as the “Buy Now, Pay Later” Pause Plan and their fantastic Discount Shopping savings at lots of major brands. If you are purchasing a car from Just EVs and would like to discuss competitive finance arrangements – just ask our sales team about MotoNovo Finance.

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     Come to Beaulieu Motor Museum on Sunday the 29th of May for the Simply Electric Show. Our exhibition unit will be accompanied by a wide range of electric cars across many different makes.                            Including a funky Honda e to a show stopping EQS Mercedes